Protect your home and your rights with no complexity and no jargon
+
20
Years of expertise by your side
%
100
Independent broker
Tailor-made cover, calculated to the last franc
Completely neutral
Human
Transparent
FINMA-authorised
Without an up-to-date household contents inventory, how would you be compensated in the event of theft, fire, water damage or a major claim?
An accident caused by your family or your pet can lead to enormous compensation claims. Have you measured the impact?
A disagreement with a landlord, your employer or an online retailer: are you equipped to assert your rights without ruining yourself?
Your home and your peace of mind deserve seamless cover, free of overlaps and unpleasant surprises. At ASWELL, we build your protection to measure: whether that means valuing your household contents precisely to avoid any under-insurance, securing personal liability cover for your whole family, or arranging cover for your valuables and digital content.
We also structure your cover so that you can assert your rights in any situation in everyday disputes (employment, landlord, e-commerce, neighbours), meet your legal fees and protect your property assets in Geneva.
Step 01
Analysis of your current policies
Detailed review of your household contents, personal liability and legal expenses policies. We identify duplicate cover immediately, detect gaps in cover and remove unnecessary extra costs.
1
Step 02
A tailor-made selection
Comparison of the offers available from the insurers on the Geneva market. We put forward the solutions with the best cover-to-price ratio, suitable deductibles and optimised reimbursement limits.
2
Step 03
Management & follow-up
Optimisation of your policies whenever changes arise. In the event of a claim or a legal dispute, your ASWELL adviser will assist you in speeding up your settlement and asserting your rights.
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Personal Liability Insurance
Household Contents & Theft
Building & Property
Valuables
Water damage & Fire
Employment law & Employer
Tenancy & Neighbour disputes
Cyber protection
Consumer law
Administrative dispute
No, unlike other Swiss cantons, personal liability insurance and household contents insurance are not legally compulsory in Geneva. Almost all Geneva landlords and property management companies do, however, require them when the lease is signed. In addition, in the event of water damage or fire, you are 100% financially liable: without insurance, the cost of repairs is entirely yours to bear.
Under-insurance arises when the declared value of your possessions is lower than their actual new-for-old replacement value. In the event of a major claim, the insurer may reduce your compensation in proportion to that shortfall. To avoid it, you should regularly reassess your furniture, appliances and equipment, particularly when moving house, moving in with a partner or buying valuable items.
Private legal expenses insurance covers the defence of your interests in everyday disputes: conflicts with an employer (employment law), disagreements with a landlord or a neighbour, disputes over online purchases or challenges to decisions by other insurers. It covers expert legal advice, attempts at mediation and the full cost of lawyers' fees and court costs.
Taking out your legal expenses insurance with a specialist, independent company rules out any conflict of interest. Should you enter into a dispute with your own motor or health insurer, independent legal expenses insurance will defend your rights neutrally and objectively, with no risk of cover being refused because of an arrangement between subsidiaries.
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